Insurance
For Instructors, Leaders, and Guides
Insurance for Certified Instructors, Leaders, and Guides via CMS
If you are an Instructor, Leader or Guide, and are interested in ACA’s insurance program, please be aware of these requirements:
- You may only teach the official course content contained within the published course outlines and within the venue you are certified to teach.
- To be covered by the ACA’s insurance program, every course participant, including lead and assisting instructors and leaders, must sign the ACA Waiver and Release of Liability prior to participation in the course.
- Every participant in an ACA insured course must be an ACA member in one of the following categories:
- A current, valid ACA annual Individual Membership.
- An Event Membership which costs $10 per person.
Please note: Instructor, Leader, and Guide certification candidates or assessment course candidates must be annual individual members and may not be event members.
- Before Your Course Begins
- After Your Course Has Concluded
- Additional Resources
- Register your course or trip via the Course Management System (CMS).
- Request insurance via the CMS at least 10 business days before your course or trip begins. If you are submitting your request fewer than 10 business days prior to the start of the course, please purchase a Rush Fee ($25) via the ACA eStore.
- Pay the course sanctioning fee ($20) for the course via the ACA eStore.
- If you need assistance, please contact the ACA’s Insurance Coordinator at insurance@americancanoe.org.
- Ensure that all course participants are current annual ACA members and have signed an ACA Waiver & Release of Liability. If course participants are not current annual ACA members, the $10 event membership fee applies per non-member.
- Printable, Hard Copy Waivers
- Adult Waiver
- Minor Waiver (Under age 18 at the time of the course)
- SmartWaiver Online Waiver System
- Current ACA Members should sign their electronic waiver through their CMS account
- Online Waivers for non-ACA Members
Before Your Course Begins
If you need to name a third party such as a landowner, course sponsor, or government agency as an “additional insured” under the course insurance coverage, please purchase an “additional insured” via the ACA eStore and complete the “additional insured” section of the course registration form.
Note: Liability waivers signed online using the SmartWaiver system do NOT automatically transfer into the CMS course roster. If you choose to use the online SmartWaiver system, you MUST collect an electronic copy of the signed waiver from each student to upload with your CMS course roster and report. Upon signing, each student will be sent an email with a link to download a copy of their waiver. This link expires 3 days after the time of signing; insist that your students download and forward you a copy immediately after signing to avoid signature confirmation issues.
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